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Husband: What's the matter?
Wife: The house really needs to be painted.
Husband: You know we can't afford to do that now!
Wife: There is never enough money to do what I want.
Husband: What's your problem? It is not as if I am spending any money on myself, either. All you do is complain. It is never good enough for you. I am working like a dog to make us a better life.
Wife: I know, we never see each other any more. But it is not as if I am asking to go on a cruise. I just want the house to look respectable.
Husband: The house looks fine. Things are starting to pick up at work and when it does, you can paint, or do whatever you want to this stupid house.
Wife: Things are always going to pick up at work, but they never do. Even with both of our salaries, we've never had enough money to do anything!
Husband: That's ridiculous! Look around you. Most of the world is living in poverty and you live like a queen. Why don't you go and earn more money if you want to spend more money. I am doing the best I can to hold it all together.
Wife (sobbing): I hate having to live like this.
Husband: You never talk to me - you just lecture me. Keep it to yourself! You really know how to make me feel like a loser.
Researchers have found that financial issues are the most common causes of problems in marriages today. Jacobs, author of All You Need Is Love and Other Lies About Marriage writes, "women complain that their husband has failed to provide the kind of support they expected, or that they have to work and don't want to." Jacobs also reports that "men complain that women demand too much of them and aren't carrying their fair share in the relationship. The disappointment drives a wedge between them."
"When my husband and I first heard about your course, we thought that we should go through it together. We stopped the program along the way and discussed the insights as they came up. We learned so much about each other. I had no idea that his childhood had such a huge effect on his attitude towards money. They way he acted towards me now made complete sense. Our financial issues are still very real issues, but we now have a path to deal with them in a productive and a useful way." Mandy - Atlanta
Money is, however, often a substitute for other unresolved issues in the relationship. Women, for example, often blame their husbands for spending money to frivolously, when what they really are upset with is that they are not spending enough time with them. Men often hide their feelings of inadequacy of not providing for their family properly, by lashing out at their wife's spending habits.
"My wife and I used to fight about money all the time. Every time she brought it up I would fly into a rage because I felt that she was criticizing me. It felt like she was throwing salt on an open wound because I was already feeling like a real loser in my own mind. Your program helped us deal with the real issues. We now discuss our financial challenges, rather than fight about them. This has allowed us to deal with them responsibly, and not turn them constantly into relationship issues. Thanks for you help. We both really appreciate it." Doug - Los Angeles
Discussing money has always been a social taboo, one we've been taught to avoid since childhood ("Don't ask how much that cost! That's rude!"). You probably know more about your friends' intimate lives than how much money they make or owe.

Attitudes towards money are very personal and idiosyncratic. For many people, money can symbolize love, self-esteem and their very sense of security. It can usually trigger deep-seated emotions that stem right back to their family of origin. Financial issues can be the catalyst for initiating much marital discord.
"Every time I would bring up money issues, my husband would completely shut down and lash out at me. It was as if I was hurting him, just by bringing it up. I had no idea what to do about it. And then I found your program. It has helped me understand him and his relationship to money. We can now discuss our financial problems and more importantly, we have begun solving them - together!" Stephanie - Denver
This seminar was developed to help couples deal effectively with financial issues that affect their marriage. Follow these easy-to-use steps, and you will find you and your spouse tackling money issues respectfully and responsibly. In this program, you will learn to:
  • Understand the true meaning of money in the relationship
  • Appreciate how each of you relates to money.
  • Communicate with your spouse about your feelings about your financial situation.
  • Identify real financial issues, and to distinguish where other marital problems are masquerading as money problems.
  • Trust each other to have total financial disclosure.
  • Establish common financial goals.
  • Develop a mutually agreed upon budget.
  • Plan debt reduction.
  • Have a savings plan.
  • Provide each other with uncontested personal "fun-money".
Thousands of couples have successfully used this plan to stop fighting about money.
They have followed these proven strategies and achieved:
  • A significant reduction of marital stress.
  • A sense of control of their financial lives.
  • An appreciation of their personal contribution.
  • Clarity about their true underlying marital issues.
  • Marital harmony through tackling financial issues.
  • Mutual financial goals and dreams.
  • A practical financial plan.
"We were really sinking. Our financial situation was unbearable, but worst of all was the toll that it put on our marriage. Your seminar helped us salvage our relationship, so that we can now work on solving our money problems. We are not out of the woods yet, but at least we are fighting together." Mark - Montreal